Legal notice

Terms of use

Please read the terms and conditions of use set out below carefully. By accessing this Web Site and its pages you acknowledge that you understand and agree with the terms and conditions of use and related legal information pertaining to this Web Site and the contents contained therein. Do not access this Web Site and its pages (hereafter referred to as “Site”) if you are not in agreement with the terms set out below.

Copyright

All information and other materials on this Site are protected by copyright and are the sole property of the Münchener Hypothekenbank and/or its direct or indirect subsidiary companies. The copyrights of third persons are reserved. The materials on this Site are may be used freely for browsing proposes only; The express mention of the Münchener Hypothekenbank is required if any of the materials from this Site are reproduced in whole or in part – either electronically or in written form. Furthermore, the explicit permission of the Münchener Hypothekenbank must be first obtained before any of the material on this site is republished.

Ownership of the Site and Trademarks

Münchener Hypothekenbank is the owner and operator of this Site. Nothing contained on this Site should be construed as granting any licence or right to use any image, registered trademark or any logo displayed on the Site. Downloading or copying from the Site does not transfer any usage rights to the software or material on the Site to you. Münchener Hypothekenbank reserves all rights (in particular copyright and trademark rights) to materials on this Site and will use all means at its disposal to fully ensure that all of these rights are enforced.

No Offer

The information and opinions published on this Site do not constitute an offer or inducement to buy or sell securities/financial instruments or an investment proposal from the Münchener Hypothekenbank. The services and loan offers presented on the Site are not intended for persons who either reside in a country or are a citizen of such a country where access to such information or materials is prohibited by law or regulation. The range of products and service presented by the Münchener Hypothekenbank is described in its entirety; however it is possible that some of the described services, securities, and financial instruments may not be appropriate for, or available to, you.

No assurances

Although the Münchener Hypothekenbank has employed all diligence and care to ensure that the contents of the Site were correct at the time they were published, neither the Münchener Hypothekenbank or its contractual partners make any explicit or implied warranties or representations (also to third parties) with regard to the accuracy, reliability or completeness of the information contained on this Site. Opinions and other information contained on the Site may be changed at any time without notice. The Münchener Hypothekenbank does not use the Site to provide you or other third parties with investment advice or any other form of advice. The information and/or materials on the site may not be construed as a reliable basis for making lending decisions or any other decisions. Please contact your personal service representative before making a loan decision.

No warranties

Münchener Hypothekenbank provides information and opinions on its Site without providing any warranty of any kind. Furthermore, the Münchener Hypothekenbank does not give any guarantee or assume any responsibility that the functions on the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the servers that make it available will be free of viruses or other harmful components.

Exclusion of liability

Münchener Hypothekenbank expressly disclaims any liability (including negligence) for damages or subsequent losses arising from accessing materials on this Site or the use of the Site (or the inability to gain access to, or use, the Site). The Hamburg Regional Court has ruled that the operator of a Web site may be held liable for the contents of a third-party link available on that Web site. The Court further noted that liability for the content of links may only be eliminated if the operator expressly states that they are not responsible for the content of the links shown on their Web site. The Web site operated by Münchener Hypothekenbank eG maintains links to third-party Web sites. We hereby expressly disclaim any responsibility for information provided on any web site that may be accessed via links on our Web site. Münchener Hypothekenbank eG has no influence on the contents of these third-party Web sites and does not endorse them in any way. Despite careful examination of the contents of the linked third-party Web sites, we do not assume any responsibility for the contents of external links. Only the third-parties responsible for the external Web sites are liable for the contents of these Web sites.

Links to other sites

Münchener Hypothekenbank has not reviewed any of the Websites which link to the Site, and is not responsible for the content of off-site pages or any other Websites linked or linking to the Site. Following links to any off-site pages or other Websites shall be at the user's own risk.

Privacy statement

This privacy statement is valid for the MünchenerHyp Web site, www.muenchenerhyp.de. It is not valid for those Web sites that may be accessed from the MünchenerHyp’s Web site. When you visit our Web site we will automatically record the name of your Internet Service Provider, the Web site from where you accessed our Web site and the number of page impressions recorded. This data will be recorded anonymously. The recorded data will be statistically evaluated in order to adjust and improve our Internet presence to better meet your needs. We do not use Cookies. Furthermore, personal information will only be recorded when it has been expressly provided by you. You may, for example, have provided us with this information in response to a survey. Your information will only be used in accordance with the stated purpose for which they were submitted. MünchenerHyp employs technical and organisational measures to protect data against accidental or deliberate manipulation, loss, destruction, or access by unauthorized persons. Our security measures are continuously upgraded to reflect the latest technological developments. We employ the services of third-parties for the technical and organizational execution of our Internet content.